Series A Pitch Deck

RetirePlusPlus

The AI-Powered Retirement Lifestyle Platform

$4.5M Series A

Confidential · March 2026

THE PROBLEM

Retirement is Fragmented & Overwhelming

Disconnected Tools: Retirees juggle 5+ separate apps for financial planning, health tracking, social engagement, travel booking, and daily management — none of which communicate with each other
No Unified Platform: There is no single destination that unifies the retirement experience across financial wellness, healthcare, community, lifestyle, and marketplace needs
Digital Divide: 73% of retirees want digital solutions but 62% find existing tools too complex, fragmented, or not designed for their life stage, leading to frustration and abandonment
Missed Opportunities: Without integrated data, retirees miss optimizations across tax strategy, health outcomes, social connection, and spending efficiency — costing an average of $8,400/year in unrealized savings

OUR SOLUTION

One Platform. Six Pillars. Complete Retirement.

RetirePlusPlus unifies the entire retirement experience into a single AI-powered platform built around six integrated pillars, with an intelligent concierge at the center that learns and adapts to each user.

Financial Planning

Portfolio tracking, tax optimization, Social Security strategies, and retirement income planning

Health & Wellness

Medication management, telehealth, fitness tracking, and preventive care coordination

Community

Interest-based groups, local events, volunteer matching, and social engagement tools

Lifestyle & Travel

Curated travel packages, senior-friendly booking, bucket list planning, and local experiences

AI Concierge

Personalized daily recommendations, proactive alerts, cross-pillar insights, and voice interface

Marketplace

Vetted senior services, product recommendations, insurance comparisons, and trusted providers

✨ AI Concierge — Connecting All 6 Pillars

WHY NOW

The Silver Tsunami is Here

10,000

Americans turn 65 daily

73%

Want digital solutions

$73B

Retirement services TAM

Silver Tsunami: 10,000 Americans turn 65 every day, and this rate accelerates through 2030 as peak Baby Boomers enter retirement — creating the largest retiree cohort in history
Digital Adoption Surge: COVID-19 permanently accelerated tech adoption among seniors: telehealth usage among 65+ grew 340%, and daily smartphone usage rose to 83%, creating a newly tech-ready market
Platform Vacuum: While fintech, healthtech, and traveltech have matured individually, no platform has unified these verticals for the retirement demographic — the single largest underserved market in consumer tech

MARKET OPPORTUNITY

Massive Addressable Market

TAM: $73B — Total Retirement Services

SAM: $15B — Digital-First Retirees

SOM: $600M — Year 5 Target

PRODUCT

Platform Architecture

Six integrated pillars powered by a central AI concierge that orchestrates personalized experiences across every touchpoint.

Financial Planning

Health & Wellness

Community

Lifestyle & Travel

Marketplace

Analytics

↓ ↓ ↓

✨ AI Concierge Engine

↓

Web App

Mobile (iOS/Android)

Voice Assistant

Partner APIs

BUSINESS MODEL

Diversified Revenue Streams

Free

Freemium Tier

Basic planning, community access, limited AI

$29.99

Premium / Month

Full AI concierge, all pillars, priority support

B2B

Enterprise

Retirement communities, advisors, health systems

8-15%

Marketplace Fees

Commissions on services, travel, products

Unit Economics

CAC: $85 · LTV: $1,440 · LTV:CAC Ratio: 16.9x · Gross Margin: 78% · Payback: 2.8 months

TRACTION

Momentum & Growth

10K+

Early Sign-ups

3x

YoY Growth

18%

Premium Conversion

5

Partner Integrations

Key Milestones

Beta launch Q3 2025 · 1,800 premium subscribers · 92% monthly retention · NPS 72 · 5 enterprise pilots signed

COMPETITIVE LANDSCAPE

No Competitor Covers All 6 Pillars

Existing solutions address 1-2 pillars at most. RetirePlusPlus is the only platform unifying all six into a single experience.

Feature	RetirePlusPlus	Fidelity Retirement	AARP	SilverSneakers	Road Scholar
Financial Planning	✓	✓	●	—	—
Health & Wellness	✓	—	●	✓	—
Community	✓	—	●	●	●
Lifestyle & Travel	✓	—	●	—	✓
AI Concierge	✓	—	—	—	—
Marketplace	✓	—	✓	—	—
Total Pillars	6/6	1/6	3/6	2/6	2/6

GO-TO-MARKET

Three-Channel Growth Strategy

01

Direct-to-Consumer

Content marketing, SEO, social media targeting pre-retirees 55-70. Referral incentives, free tier as acquisition funnel. Target: 60% of user growth.

02

Retirement Communities

B2B partnerships with 55+ communities, CCRCs, and senior living facilities. White-label options for community branding. Target: 25% of growth.

03

Financial Advisor Network

Partner with RIAs and financial advisors as a client engagement tool. Co-branded dashboards, advisor analytics. Target: 15% of growth.

Growth Flywheel

More users → better AI → richer marketplace → higher engagement → stronger referrals → more users

THE TEAM

Experienced Leadership

RM

Rachel Martinez

CEO & Co-Founder

Former VP Product at AARP Digital. 15 years in senior services & consumer platforms. Scaled products to 2M+ users. MBA, Wharton.

AK

Anil Kumar

CTO & Co-Founder

Ex-Principal Engineer at Google Health. AI/ML specialist with 12 patents. Built recommendation systems serving 50M+ users. PhD CS, Stanford.

LT

Lisa Thompson

COO

Former Director of Operations, Brookdale Senior Living. Managed 200+ community partnerships. Deep expertise in senior care ecosystems. MHA, Johns Hopkins.

THE ASK

$4.5M Series A

Pre-money valuation: $15M · 18-month runway

40%

Product & Engineering

30%

Sales & Marketing

20%

Partner Expansion

10%

Operations

Month 6

50K users, mobile app launch

Month 12

150K users, 20 enterprise partners

Month 18

$2M ARR, Series B ready

invest@retireplusplus.com · retireplusplus.com

Confidential