/* ============================================================
   STATS BAR
   ============================================================ */
.stats-bar-section {
  background: var(--retire-surface);
  border-top: 0.0625rem solid var(--retire-border);
  border-bottom: 0.0625rem solid var(--retire-border);
  padding: 2rem 1.5rem;
}

.stats-bar-grid {
  max-width: 56rem;
  margin: 0 auto;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 1.5rem 2rem;
}

.stat-item {
  text-align: center;
  min-width: 7rem;
}
.stat-num {
  font-size: clamp(1.75rem, 4vw, 2.25rem);
  font-weight: 900;
  color: var(--retire-primary);
  line-height: 1.1;
  letter-spacing: -0.02em;
}
.stat-unit {
  font-size: 1.25rem;
  vertical-align: middle;
}
.stat-lbl {
  font-size: 0.875rem;
  color: var(--retire-text-secondary);
  font-weight: 500;
  margin-top: 0.25rem;
}

.stat-divider {
  width: 0.0625rem;
  height: 2.5rem;
  background: var(--retire-border);
  display: none;
}
@media (min-width: 40rem) {
  .stat-divider { display: block; }
}

/* ============================================================
   SHARED SECTION BASE
   ============================================================ */
.landing-section {
  padding: var(--section-padding) 1.5rem;
}
.landing-section-alt {
  background: var(--retire-bg-alt);
}
.section-container {
  max-width: 75rem;
  margin: 0 auto;
}

.section-heading {
  text-align: center;
  margin-bottom: 3.5rem;
}
.section-tag {
  display: inline-flex;
  align-items: center;
  padding: 0.3125rem 0.875rem;
  background: var(--land-amber-bg);
  border: 0.0625rem solid rgba(245,158,11,0.25);
  border-radius: 2rem;
  font-size: 0.8125rem;
  font-weight: 700;
  color: var(--retire-primary);
  text-transform: uppercase;
  letter-spacing: 0.07em;
  margin-bottom: 0.875rem;
}
[data-theme="dark"] .section-tag {
  color: var(--land-amber);
  border-color: rgba(245,158,11,0.2);
}
.section-heading h2 {
  font-size: var(--font-heading-lg);
  font-weight: 800;
  color: var(--retire-text);
  margin-bottom: 0.75rem;
  line-height: var(--line-height-heading);
  letter-spacing: -0.01em;
}
.section-heading p {
  font-size: var(--font-label);
  color: var(--retire-text-secondary);
  max-width: 36rem;
  margin: 0 auto;
  line-height: var(--line-height-body);
}

/* ============================================================
   PILLAR CARDS
   ============================================================ */
.pillars-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(18rem, 1fr));
  gap: 1.5rem;
}

.pillar-card {
  background: var(--retire-surface-elevated);
  border: 0.0625rem solid var(--retire-border);
  border-radius: var(--card-radius);
  padding: 2rem 1.75rem;
  transition: all var(--transition-normal);
  display: flex;
  flex-direction: column;
  gap: 0.875rem;
}
.pillar-card:hover {
  transform: translateY(-0.3125rem);
  box-shadow: var(--retire-shadow-lg);
  border-color: rgba(245,158,11,0.4);
}

.pillar-icon-wrap {
  width: 3.5rem;
  height: 3.5rem;
  border-radius: 0.875rem;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.375rem;
  flex-shrink: 0;
}
/* Gradient icon backgrounds */
.pillar-blue    { background: linear-gradient(135deg, #DBEAFE 0%, #BFDBFE 100%); color: #1E40AF; }
.pillar-emerald { background: linear-gradient(135deg, #D1FAE5 0%, #A7F3D0 100%); color: #065F46; }
.pillar-amber   { background: linear-gradient(135deg, #FEF3C7 0%, #FDE68A 100%); color: #92400E; }
.pillar-indigo  { background: linear-gradient(135deg, #E0E7FF 0%, #C7D2FE 100%); color: #3730A3; }
.pillar-rose    { background: linear-gradient(135deg, #FFE4E6 0%, #FECDD3 100%); color: #9F1239; }
.pillar-teal    { background: linear-gradient(135deg, #CCFBF1 0%, #99F6E4 100%); color: #0F766E; }

[data-theme="dark"] .pillar-blue    { background: rgba(59,130,246,0.18); color: #93C5FD; }
[data-theme="dark"] .pillar-emerald { background: rgba(16,185,129,0.18); color: #6EE7B7; }
[data-theme="dark"] .pillar-amber   { background: rgba(245,158,11,0.18); color: #FCD34D; }
[data-theme="dark"] .pillar-indigo  { background: rgba(99,102,241,0.18); color: #A5B4FC; }
[data-theme="dark"] .pillar-rose    { background: rgba(244,63,94,0.18);  color: #FDA4AF; }
[data-theme="dark"] .pillar-teal    { background: rgba(20,184,166,0.18); color: #5EEAD4; }

.pillar-card h3 {
  font-size: var(--font-heading-sm);
  font-weight: 700;
  color: var(--retire-text);
  margin: 0;
  line-height: var(--line-height-heading);
}
.pillar-card p {
  font-size: var(--font-body);
  color: var(--retire-text-secondary);
  line-height: var(--line-height-body);
  flex: 1;
}

.pillar-features {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 0.375rem;
}
.pillar-features li {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.9375rem;
  color: var(--retire-text-secondary);
}
.pillar-features li i {
  color: #059669;
  font-size: 0.75rem;
  flex-shrink: 0;
}

.pillar-link {
  display: inline-flex;
  align-items: center;
  gap: 0.375rem;
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--retire-primary);
  text-decoration: none;
  transition: gap var(--transition-fast), opacity var(--transition-fast);
  margin-top: auto;
  padding-top: 0.5rem;
  min-height: var(--touch-min);
  align-items: center;
}
.pillar-link:hover { gap: 0.625rem; opacity: 0.85; }

/* ============================================================
   HOW IT WORKS
   ============================================================ */
.how-steps-grid {
  display: flex;
  flex-direction: column;
  align-items: stretch;
  gap: 2rem;
}
@media (min-width: 56rem) {
  .how-steps-grid {
    flex-direction: row;
    align-items: flex-start;
  }
}

.how-step {
  flex: 1;
  background: var(--retire-surface-elevated);
  border: 0.0625rem solid var(--retire-border);
  border-radius: var(--card-radius);
  padding: 2rem 1.75rem;
  text-align: center;
  position: relative;
  transition: all var(--transition-normal);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.875rem;
}
.how-step:hover {
  transform: translateY(-0.25rem);
  box-shadow: var(--retire-shadow-lg);
  border-color: rgba(245,158,11,0.35);
}

.how-step-num {
  position: absolute;
  top: -1.125rem;
  left: 50%;
  transform: translateX(-50%);
  width: 2.25rem;
  height: 2.25rem;
  background: linear-gradient(135deg, var(--land-amber), var(--land-amber-dark));
  color: #FFFFFF;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 900;
  font-size: 1rem;
  box-shadow: 0 0.25rem 0.75rem rgba(245,158,11,0.4);
}

.how-step-icon-wrap {
  width: 4rem;
  height: 4rem;
  border-radius: 1rem;
  background: var(--land-amber-bg);
  border: 0.0625rem solid rgba(245,158,11,0.2);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  color: var(--land-amber);
  margin-top: 0.75rem;
}

.how-step h3 {
  font-size: var(--font-heading-sm);
  font-weight: 700;
  color: var(--retire-text);
  margin: 0;
}
.how-step p {
  font-size: var(--font-body);
  color: var(--retire-text-secondary);
  line-height: var(--line-height-body);
  margin: 0;
}

.how-step-chip {
  display: inline-flex;
  align-items: center;
  gap: 0.375rem;
  padding: 0.3125rem 0.75rem;
  background: var(--retire-surface);
  border: 0.0625rem solid var(--retire-border);
  border-radius: 2rem;
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--retire-text-muted);
}

.how-connector {
  display: none;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  color: var(--retire-text-muted);
  font-size: 1.25rem;
  padding-top: 4rem;
}
@media (min-width: 56rem) {
  .how-connector { display: flex; }
}

.how-cta-row {
  text-align: center;
  margin-top: 3rem;
}

/* ============================================================
   FEATURES
   ============================================================ */
.features-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(18rem, 1fr));
  gap: 1.5rem;
}

.feature-item {
  display: flex;
  align-items: flex-start;
  gap: 1.25rem;
}

.feature-card {
  background: var(--retire-surface-elevated);
  border: 0.0625rem solid var(--retire-border);
  border-radius: var(--card-radius);
  padding: 2rem 1.75rem;
  transition: all var(--transition-normal);
  flex-direction: column;
}
.feature-card:hover {
  transform: translateY(-0.25rem);
  box-shadow: var(--retire-shadow-lg);
}

.feature-icon-wrap {
  width: 3.5rem;
  height: 3.5rem;
  border-radius: 0.875rem;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.375rem;
  flex-shrink: 0;
  margin-bottom: 0.25rem;
}

.feature-item h3 {
  font-size: var(--font-heading-sm);
  font-weight: 700;
  color: var(--retire-text);
  margin-bottom: 0.5rem;
}
.feature-item p {
  font-size: var(--font-body);
  color: var(--retire-text-secondary);
  line-height: var(--line-height-body);
  margin-bottom: 1rem;
}

.feature-chips {
  display: flex;
  flex-wrap: wrap;
  gap: 0.375rem;
}
.feature-chip {
  display: inline-flex;
  align-items: center;
  padding: 0.25rem 0.625rem;
  background: var(--retire-bg-alt);
  border: 0.0625rem solid var(--retire-border);
  border-radius: 0.375rem;
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--retire-text-secondary);
}

/* ============================================================
   PRICING
   ============================================================ */
.pricing-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(15rem, 1fr));
  gap: 1.5rem;
  align-items: start;
}
@media (min-width: 64rem) {
  .pricing-grid { grid-template-columns: repeat(4, 1fr); }
}

.pricing-card {
  background: var(--retire-surface-elevated);
  border: 0.0625rem solid var(--retire-border);
  border-radius: var(--card-radius);
  padding: 2rem 1.75rem;
  text-align: center;
  transition: all var(--transition-normal);
  position: relative;
  display: flex;
  flex-direction: column;
  gap: 0.375rem;
}
.pricing-card:hover {
  transform: translateY(-0.25rem);
  box-shadow: var(--retire-shadow-lg);
}
.pricing-card.featured {
  border-color: var(--land-amber);
  box-shadow:
    0 0 0 0.0625rem var(--land-amber),
    var(--retire-shadow-lg);
  transform: scale(1.03);
}
.pricing-card.featured:hover {
  transform: scale(1.03) translateY(-0.25rem);
}

.pricing-badge {
  position: absolute;
  top: -0.875rem;
  left: 50%;
  transform: translateX(-50%);
  background: linear-gradient(135deg, var(--land-amber), var(--land-amber-dark));
  color: var(--retire-on-accent);
  padding: 0.3125rem 1.125rem;
  border-radius: 2rem;
  font-size: 0.8125rem;
  font-weight: 700;
  white-space: nowrap;
  box-shadow: 0 0.125rem 0.5rem rgba(245,158,11,0.4);
}

.pricing-card-header {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.5rem;
  margin-bottom: 0.75rem;
}
.pricing-tier-icon {
  width: 3rem;
  height: 3rem;
  border-radius: 0.75rem;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.125rem;
}
.pricing-icon-gray   { background: var(--retire-bg-alt); color: var(--retire-text-muted); }
.pricing-icon-blue   { background: rgba(59,130,246,0.12); color: #3B82F6; }
.pricing-icon-amber  { background: rgba(245,158,11,0.15); color: var(--retire-primary); }
.pricing-icon-emerald { background: rgba(5,150,105,0.12); color: #059669; }

.pricing-card h3 {
  font-size: var(--font-heading-sm);
  font-weight: 700;
  color: var(--retire-text);
  margin: 0;
}
.pricing-tagline {
  font-size: 0.875rem;
  color: var(--retire-text-muted);
  margin: 0;
}
.pricing-amount {
  font-size: var(--font-heading-xl);
  font-weight: 900;
  color: var(--retire-primary);
  line-height: 1.1;
  margin-top: 0.5rem;
  letter-spacing: -0.02em;
}
.pricing-period {
  font-size: 0.9375rem;
  color: var(--retire-text-muted);
  margin-bottom: 1.25rem;
}
.pricing-features {
  list-style: none;
  padding: 0;
  margin: 0 0 1.75rem;
  text-align: left;
}
.pricing-features li {
  display: flex;
  align-items: flex-start;
  gap: 0.625rem;
  padding: 0.5rem 0;
  font-size: var(--font-body);
  color: var(--retire-text-secondary);
  line-height: 1.5;
  border-bottom: 0.0625rem solid var(--retire-border-light);
}
.pricing-features li:last-child { border-bottom: none; }
.pricing-features li i {
  color: #059669;
  margin-top: 0.1875rem;
  flex-shrink: 0;
  font-size: 0.875rem;
}

/* ============================================================
   TESTIMONIALS
   ============================================================ */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(18rem, 1fr));
  gap: 1.5rem;
  margin-bottom: 3rem;
}

.testimonial-card {
  background: var(--retire-surface-elevated);
  border: 0.0625rem solid var(--retire-border);
  border-radius: var(--card-radius);
  padding: 2rem;
  position: relative;
  transition: all var(--transition-normal);
  display: flex;
  flex-direction: column;
  gap: 0.875rem;
}
.testimonial-card:hover {
  transform: translateY(-0.25rem);
  box-shadow: var(--retire-shadow-lg);
}
.testimonial-card.testimonial-featured {
  border-color: rgba(245,158,11,0.35);
  box-shadow: 0 0 0 0.0625rem rgba(245,158,11,0.2), var(--retire-shadow-md);
}

.testimonial-quote-mark {
  font-size: 4rem;
  line-height: 1;
  color: var(--land-amber);
  opacity: 0.25;
  font-family: Georgia, serif;
  position: absolute;
  top: 0.75rem;
  right: 1.25rem;
}

.testimonial-stars {
  color: #F59E0B;
  font-size: 1rem;
  display: flex;
  gap: 0.125rem;
}
.testimonial-text {
  font-size: var(--font-body);
  color: var(--retire-text-secondary);
  line-height: var(--line-height-body);
  font-style: italic;
  flex: 1;
}
.testimonial-result {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.875rem;
  font-weight: 700;
  color: var(--retire-secondary);
  background: var(--retire-pine-wash);
  border: 0.0625rem solid rgba(47,93,80,0.28);
  padding: 0.3125rem 0.75rem;
  border-radius: 2rem;
}
.testimonial-author {
  display: flex;
  align-items: center;
  gap: 0.875rem;
  padding-top: 0.5rem;
  border-top: 0.0625rem solid var(--retire-border-light);
}
.testimonial-avatar {
  width: 3rem;
  height: 3rem;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--land-amber), var(--land-amber-dark));
  display: flex;
  align-items: center;
  justify-content: center;
  color: #FFFFFF;
  font-weight: 700;
  font-size: 1.0625rem;
  flex-shrink: 0;
}
.testimonial-name {
  font-weight: 700;
  color: var(--retire-text);
  font-size: var(--font-body);
}
.testimonial-role {
  font-size: 0.875rem;
  color: var(--retire-text-muted);
  margin-top: 0.125rem;
}

/* ── Trust Strip ── */
.trust-strip {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 1rem 2rem;
  padding: 1.5rem;
  background: var(--retire-surface);
  border: 0.0625rem solid var(--retire-border);
  border-radius: var(--card-radius);
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--retire-text-secondary);
}
.trust-item i {
  color: var(--land-amber);
  font-size: 1rem;
}

/* ============================================================
   FAQ
   ============================================================ */
.faq-container {
  max-width: 52rem;
}
.faq-grid {
  display: flex;
  flex-direction: column;
  gap: 0.625rem;
}
.faq-card {
  border: 0.0625rem solid var(--retire-border);
  border-radius: 0.75rem;
  overflow: hidden;
  background: var(--retire-surface-elevated);
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
}
.faq-card:hover {
  border-color: rgba(245,158,11,0.35);
}
.faq-card[open] {
  border-color: rgba(245,158,11,0.4);
  box-shadow: 0 0 0 0.0625rem rgba(245,158,11,0.15);
}

.faq-question {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  padding: 1.125rem 1.25rem;
  min-height: var(--touch-min);
  font-size: 1rem;
  font-weight: 600;
  cursor: pointer;
  list-style: none;
  color: var(--retire-text);
  user-select: none;
}
.faq-question::-webkit-details-marker { display: none; }
.faq-q-icon {
  color: var(--land-amber);
  font-size: 1rem;
  flex-shrink: 0;
}
.faq-chevron {
  margin-left: auto;
  color: var(--retire-text-muted);
  font-size: 0.75rem;
  flex-shrink: 0;
  transition: transform var(--transition-fast);
}
.faq-card[open] .faq-chevron { transform: rotate(180deg); }
.faq-answer {
  padding: 0 1.25rem 1.125rem 3.5rem;
  font-size: 1rem;
  color: var(--retire-text-secondary);
  line-height: 1.75;
}
.faq-footer {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 1.25rem;
  margin-top: 2rem;
  flex-wrap: wrap;
}
.faq-footer a {
  display: inline-flex;
  align-items: center;
  min-height: 2.75rem;
}
.faq-footer-divider { color: var(--retire-text-muted); }